Your insurance coverage needs to keep up.
Insurance is more than just a commodity. Life happens and your insurance coverage needs to keep up with these changing needs. In today’s world of restrictive underwriting guidelines and mounting pressures from insurance carriers to write new business, the service of existing customers often takes a back seat to the acquisition of new customers. You need an agency whose mission begins after the sale has closed.
Over the past decade, there has been a great deal of consolidation within the independent insurance market, with national firms continually acquiring local independent agencies at a rapid pace in order to create greater economies of scale, cut costs and increase profits. The downside is that service becomes centralized, local representation is replaced with toll free numbers, and often you no longer have a local agent to advise and advocate on your behalf.